Ohio Restaurant AssociationRestaurant & Taverns

We offer property and liability insurance solutions, including special restaurant enhancements, designed specifically to meet the needs of restaurants. We provide programs for start-up operations as well as those that are well established.

  • Family-style dining
  • Fine dining
  • Casual dining
  • Catering
  • Food trucks
  • And many more

We specialize in customizing package policies that offer coverage for the specific needs of each individual restaurant operation. Sample coverage offerings include:

  • Equipment breakdown coverage
  • Food contamination/food spoilage
  • Employment-related practices liability coverage
  • Data compromise/identity theft
  • Computer and media coverage
  • Cyber liability
  • Crime and fidelity
  • Off-premises power interruption, including overhead transmission lines
  • Loss of business income, including extra expense and leasehold interest
  • Flood coverage
  • Earthquake coverage
  • Umbrella/excess liability
  • Workers compensation for multi-state locations

Other aspects that we can accommodate:

  • Valet parking
  • Liquor liability
  • Special events liability for events held on or off premises